My Mortgage My Terms - Home Equity Accelerator

Current Loan Information

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Original Amount

Start Date

Term

Purchase Price / Est. Home Value

Current Interest Rate

Mortgage Insurance

/month

MI Rate

--%

Annual PMI Rate

Effective Rate

--%

Rate + MI Cost

Refinancing Options

15 Year

New Rate (%)

MI (%)

Points (buy down investment)

Closing ($) (1.25% auto)

20 Year

New Rate (%)

MI (%)

Points (buy down investment)

Closing ($) (1.25% auto)

30 Year

New Rate (%)

MI (%)

Points (buy down investment)

Closing ($) (1.25% auto)

Click "Accelerate My Equity" to see your wealth-building options

Your Equity Acceleration Analysis

Equity Acceleration: Discover how different refinancing strategies can dramatically accelerate your home equity growth while reducing total interest payments.

Loan Option	Interest Rate	MI Rate %	Effective Rate %	Total Loan Amount	P&I Payment	MI Payment	Total Payment	Payment Change	Principal Monthly	Interest Monthly	ROI Extra Principal $	Total Interest Paid Over Term	Interest Savings Over Term

"Do Nothing" - Pay Extra Comparison

Alternative Strategy: What if you keep your current mortgage but apply the payment difference as extra principal payments?

Strategy	Interest Rate	MI Rate %	Effective Rate %	Total Loan Amount	P&I Payment	MI Payment	Total Payment	Payment Change	Principal Monthly	Interest Monthly	ROI Extra Principal $	Total Interest Paid Over Term	Payoff Time Reduction	Interest Savings vs Current	Lost Savings for Not Refinancing

Loan Balance Timeline & Closing Cost Breakeven Analysis

Wealth Preservation Through Interest Reduction

Mortgage Insurance Savings & Drop-Off Analysis

Detailed Refinancing Analysis

Closing Cost Breakeven Point: Shows when your monthly payment savings will have recovered the upfront closing costs of refinancing, after which all savings are pure benefit.

Current Loan Information

Refinancing Options

15 Year

20 Year

30 Year

Your Equity Acceleration Analysis

"Do Nothing" - Pay Extra Comparison

Loan Balance Timeline & Closing Cost Breakeven Analysis

Wealth Preservation Through Interest Reduction

Mortgage Insurance Savings & Drop-Off Analysis

Detailed Refinancing Analysis

Client Success Stories